| Havanese, Puppies, AKC Havanese, Florida Havanese Breeders, Show Havanese, Mid Florida Havanese, Yup's Havanese, Yuppy Puppy Havanese, Yuppy Puppy, HCA, Health Testing Havanese, Havanese Puppies Available, Tropical Havanese, Elite Havanese, South Florida Havanese, Jacksonville Havanese, Tampa Havanese, Gainesville Havanese, Orlando havanese, Sarasota havanese, Fort Myers Havanese, Naples Havanese, Havanese Stud Dogs, Havanese Silk Dogs, |
| Yuppy Puppy |
Yuppy Puppy Grooming, Yuppy Puppy Havanese, Ocala, |
| Yuppy Puppy |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
Ok guys.... YES I think Health Insurance is a must... and I have done
the research for you... After many hours online and on the phone I
have decided that one of the oldest companies is probably still the best
company. They pay out at (80-100% - you choose your level) after
deductible(you choose your deductible). And they pay out at the
percentage you choose of what YOU paid, not the average of the
industry. This becomes incredibly important in an area such as New
York, LA, West Palm, Naples and etc, where vet care is 3 times what I
pay here in Ocala.
So lets say your new puppy, swallows an object... and your vet bill comes
to $800.00.(this is pretty reasonable).... based on the following you
would recieve.
90%/$50 deductible = You get back $670.00
90%/$100 deductible = You get back $620.00
100%/$50 deductible = You get back $750.00
The difference in premium per year, with my 15% discount is using New
York(same rate for Boca, Naples, LA and etc.) Less for Jax, Ocala,
Tampa, and etc.
1. 90%/$50 deductible = $565 per year*
2. 90%/$100 deductible = $433 per year*
3. 100%/$100 deductible = $490 per year*
* Can be paid quarterly
the research for you... After many hours online and on the phone I
have decided that one of the oldest companies is probably still the best
company. They pay out at (80-100% - you choose your level) after
deductible(you choose your deductible). And they pay out at the
percentage you choose of what YOU paid, not the average of the
industry. This becomes incredibly important in an area such as New
York, LA, West Palm, Naples and etc, where vet care is 3 times what I
pay here in Ocala.
So lets say your new puppy, swallows an object... and your vet bill comes
to $800.00.(this is pretty reasonable).... based on the following you
would recieve.
90%/$50 deductible = You get back $670.00
90%/$100 deductible = You get back $620.00
100%/$50 deductible = You get back $750.00
The difference in premium per year, with my 15% discount is using New
York(same rate for Boca, Naples, LA and etc.) Less for Jax, Ocala,
Tampa, and etc.
1. 90%/$50 deductible = $565 per year*
2. 90%/$100 deductible = $433 per year*
3. 100%/$100 deductible = $490 per year*
* Can be paid quarterly
Very few Exclusions.... the biggest is preexisiting conditions... but that initial health certificate you
get from me..basically takes away this clause. YES THEY DO COVER ALL HERIDITARY AND
CONGENITAL ISSUES no matter what age, this is very different than most...They cover Diabetes,
Chronic illnesses, cancers, cardiacs, dysplasias, pancreatitis, liver shunt, luxating patellas, mvd and etc.
Great peace of mind.
Waiting period is 24hrs for illness/injury
One thing you do need to know is the vet schools and specialists are only paid out at 80% - but that is
still very very reasonable. There are ways these are paid out at your regular rate - but I will explain
to each personally. You can also expect insurance to increase about 7% a year in cost.
If you also have an older havanese, say even 10 - they are absolutely still coverable.. I am even
going to put health insurance on GRR!! LOL She is healthy so there are no preexisting conditions...and
exam will prove it.
get from me..basically takes away this clause. YES THEY DO COVER ALL HERIDITARY AND
CONGENITAL ISSUES no matter what age, this is very different than most...They cover Diabetes,
Chronic illnesses, cancers, cardiacs, dysplasias, pancreatitis, liver shunt, luxating patellas, mvd and etc.
Great peace of mind.
Waiting period is 24hrs for illness/injury
One thing you do need to know is the vet schools and specialists are only paid out at 80% - but that is
still very very reasonable. There are ways these are paid out at your regular rate - but I will explain
to each personally. You can also expect insurance to increase about 7% a year in cost.
If you also have an older havanese, say even 10 - they are absolutely still coverable.. I am even
going to put health insurance on GRR!! LOL She is healthy so there are no preexisting conditions...and
exam will prove it.
| Health Insurance |
